Personal Financial Coaching

Live your financial freedom

WHAT IS A PERSONAL FINANCE COACH?

As a personal finance coach, I am acting as a consultant and companion helping you to identify goals you have in your life and figure out how those reflect on your finances, develop a plan to reach those goals, and then motivate you and hold you accountable to actually executing that plan. It is a very similar relationship as to a personal trainer in sports (gym, running, etc). The focus is on analyzing your current situation and your daily behavior related to money and making suggestions for improvements.


The overall goal is to teach you how to do it, so you are getting empowered to manage your money on your own.

WHO CAN BENEFIT FROM PERSONAL FINANCIAL COACHING?

Working with a personal finance coach might be right in the following situations:

 

  • You are often wondering where all the money went: “I have a decent salary, but I just spend everything, I even have debts on my credit cards”.

  • You tried budgeting and achieving savings targets, but you continuously fail to implement them.

  • You have the feeling that “you are not good in managing your money”, and therefore get stressed by making decisions concerning your money and you feel you are making bad decisions often.

  • You need a plan and guidance in achieving your personal goals and dreams, so you get to live your financial freedom.

  • You are new to the situation of managing your money, for example after a divorce or the death of the spouse/partner.

WHO WILL BE YOUR COACH?

All the coaching will be done by Rita Kuehnis:

“I can understand that people are stressed when handling their money without having the proper knowledge and/or advice. When I was relocating to the United States with my family, I experienced the big impact working with a relocation coach made for me: having somebody explain how things work in the United States and coming with us to important appointments has made a tremendous difference. Thanks to that help we could right from the start take the correct steps for building our life here: getting the right relationships and take action towards building our credit score. Now when working as a Daily Money Manager, I meet many people who could use exactly this type of help for their finances. This is when I decided to offer the service of personal financial coaching and by that making a difference in my clients' lives”

WHAT IS THE DIFFERNCE BETWEEN DAILY MONEY MANAGEMENT SERVICES AND PERSONAL FINANCIAL COACHING?

• A Daily Money Manager offers services related to personal finances (analysis, budgets, spending control, planning, etc.), but it focuses more on the execution of the tasks, either doing the tasks for you or together with you.
• A Personal Finance Coach is analyzing your situation and giving directions on how to do the tasks by yourself.


In some situations it is beneficial to get both services at the same time:
If you want to start paying back your debts without any delay and need strong control of your spending, a combination of Daily Money Management services and Personal Finance Coaching is the most powerful combination. It allows a quick start, combined with education, and followed by a transition into self-management, at a pace fitting to your individual situation.
In case you are completely new to personal finances, you might want to learn by watching a Daily Money Manager handling the tasks as a first step. Once you are ready to take-over, the focus can shift to the Financial Coaching.

SDS Smart Daily Services has the knowledge for offering Daily Money Management Services and Personal Financial Coaching so we can find a tailored solution for you!

HOW DOES IT WORK?

1. During a free and unbinding initial meeting (either in person or as a phone/video call) we will get to know each other. Based on this meeting I will figure out the best offering for you.

2. After this consultation, you can sign-up for a coaching package. All coaching programs for new clients are sold in three-month units (it takes some time to change habits and get results). The content and target of the package will be completely dependent on your situation:

  • Starter package: Most of the focus is on education. One or two topics will be chosen and we work on getting you competent on those selected areas

  • Budgeting and spending control package: Through situation analysis and step-by-step guidance you will make your way to improvements

  • Getting out of the “paycheck to paycheck” cycle: We will find ways on how to change your money habits so that you can build up an emergency fund and /or accomplish saving targets

  • Finding your personal financial freedom: For each of us “financial freedom” means something different. We will find out what your dreams for your future are and how you can achieve them. You will get the steps allowing you to actually live your personal financial freedom.

Consultations will be held at a defined interval (usually weekly during the first 6 weeks and bi-weekly after that). You will get tests, guidelines, an action plan, and email support for reaching your goal.

As an optional part, Daily Money Management Services can be added (charged by the hour of actual work).

3. As an established client, you can either add another 3-month package or book regular follow-up meetings (once or twice a month).

ASSESSMENT MEETING (30 - 45 MIN.) - FREE AND NON-BINDING!

SHARE member.jpg
00-BACC-Partner.png

Serving Portland, Beaverton, Hillsboro

503 851 2449

sds@smartdailyservices.com

  • Facebook Social Icon