Be aware of scams because of new Medicare cards

Don't get fooled, scams around new Medicare cards are in season now! What you need to know: Medicare is replacing all cards with updated cards. On the new cards there will no longer be the social security number displayed, instead there is identifier consisting of 11 letters and numbers. This is done in order to increase the security. However, the process of the replacement poses a very high risk for scams, as AARP reported recently. All people enrolled in Medicare will receive a new card. However, the date of mailing varies widely and all the cards will be sent between April 2018 and April 2019. According to the mailing schedule enrolled members in Oregon will receive their new card in May

Thinking of big purchases? - Take care of your Credit!

Establishing a good credit score is useful for everybody, but especially if you think of bigger purchases like a home or a car in the near future, it is important keeping in mind the impact your financial actions can have on your credit score. Here are the most important things keeping in mind: For building-up credit you should use a credit card, not a debit card. Paying your monthly credit card bill, establishes you a good credit. Using only a small portion of your cards credit limit is also beneficial for your score. You should have a good mix of open credits (cards, cars, real estate). However you should not apply for new credit, if you don't really need them. As the average age of your c
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